Terms and Conditions

Terms of Service for Smash AP

Last Updated: February 2026

1. Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the Smash AP website (smashap.com), services, and Advanced Placement® (AP) exam preparation courses (collectively, the "Services"). The Services are offered by IE Kamil Fanisovich Gabdulkhakov, a registered Individual Entrepreneur (ИП) in the Kyrgyz Republic (INN/ИНН: 20502200440029) ("Company," "we," "us," or "our").

By accessing, browsing, or using our Services in any manner, you ("Student," "Parent," "User," or "you") agree to be bound by these Terms and our Privacy Policy. If you do not agree to all of these Terms, you may not access or use the Services.

We reserve the right to modify these Terms at any time. All changes are effective immediately upon posting. Your continued use of the Services following the posting of revised Terms constitutes your acceptance of the changes.

2. Description of Services & Merchant of Record

We provide online educational content, including video lectures, study guides, practice questions, and other digital materials, designed to prepare students for College Board Advanced Placement® (AP) exams.

2.1 Role of Paddle

All financial transactions for the purchase of our courses are facilitated and processed by our authorized reseller and payment provider, Paddle.com Market Ltd ("Paddle"). Paddle acts as the Merchant of Record for all such transactions. This means Paddle is solely responsible for billing, payment processing, customer service related to payments, tax collection, and refund operations for the transaction. Your contractual relationship for the sale is with Paddle, governed by Paddle's own terms.

2.2 Our Role

We remain solely responsible for the provision, quality, and delivery of the educational content. Your relationship with us is governed by these Terms.

3. Use of Site & License Grant

3.1 License

Upon confirmed payment via Paddle, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased digital content for your personal, non-commercial educational use only, for the designated access period (e.g., 12 months).

3.2 Restrictions

You agree NOT to:

Share, sell, rent, lease, sublicense, assign, or otherwise transfer your account or access credentials to any third party.
Copy, reproduce, distribute, modify, create derivative works of, publicly display, perform, republish, download, store, or transmit any of the course material, except for one copy for your personal use.
Use any manual or automated means (e.g., robots, scrapers, data mining tools) to access, monitor, or copy any site content.
Use the content for any commercial purpose or in any way that infringes upon our intellectual property rights.
Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to/from the servers running the Services.
Take any action that imposes an unreasonable load on our infrastructure.

3.3 One Person Per Account

Each purchased course license is for use by one individual only. You may not use a single account to allow multiple students to study for the AP exam. We may monitor account usage and terminate access without refund if we suspect sharing or commercial use.

4. Account Registration & Security

You are responsible for maintaining the confidentiality of your account login information and for all activities under your account. You agree to notify us immediately of any unauthorized access or use. We reserve the right to disable any user account at any time in our sole discretion.

5. Payments, Fees, and Taxes

All fees are listed in United States Dollars (USD). As the Merchant of Record, Paddle is solely responsible for charging your payment method, issuing invoices, and calculating, collecting, and remitting all applicable sales tax, VAT, GST, or other transactional taxes.

6. Refund Policy

Our refund policy is governed by our separate Refund Policy, incorporated herein by reference. Refund requests must be submitted directly to Paddle within the specified period and are subject to eligibility criteria, including limits on course material consumption.

7. Intellectual Property Rights

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by IE Kamil Fanisovich Gabdulkhakov, its licensors, or other providers and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

AP® and Advanced Placement® are registered trademarks of the College Board, which is not affiliated with and does not endorse this website or our Services.

8. User Submissions

Any questions, comments, suggestions, ideas, feedback, or other information regarding the Services ("Submissions") that you provide are non-confidential and become our sole property. We will own exclusive rights, including all intellectual property rights, and are entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

9. Disclaimer of Warranties; No Guarantee of Results

YOUR USE OF THE SERVICES AND CONTENT IS AT YOUR OWN RISK. THE SERVICES AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.

WE PROVIDE EDUCATIONAL PREPARATION MATERIALS. WE DO NOT GUARANTEE ANY SPECIFIC SCORE, GRADE, OR RESULTS ON THE AP EXAM OR ANY OTHER EXAM. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IE KAMIL FANISOVICH GABDULKHAKOV, ITS OWNERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, DATA, OR GOODWILL) ARISING OUT OF OR RELATING TO YOUR USE OF THE SERVICES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT YOU ACTUALLY PAID TO PADDLE FOR THE SPECIFIC COURSE GIVING RISE TO THE LIABILITY IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT.

11. Indemnification

You agree to defend, indemnify, and hold harmless IE Kamil Fanisovich Gabdulkhakov, its owners, and employees from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Kyrgyz Republic, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted exclusively in the courts located in Bishkek, Kyrgyzstan, and you consent to the personal jurisdiction of such courts.

13. General Provisions

Entire Agreement: These Terms, together with our Privacy Policy and Refund Policy, constitute the sole and entire agreement between you and us regarding the Services.
Severability: If any provision of these Terms is held to be invalid or unenforceable, that provision will be severed, and the remaining provisions will remain in full force.
No Waiver: Our failure to enforce any right or provision will not be considered a waiver of those rights.
Contact: For questions about these Terms or the Services, contact us at: support@smashap.com.

For all payment, billing, and refund inquiries, you must contact Paddle directly: Paddle.com Market Ltd, support@paddle.com.

Privacy Policy for Smash AP

Last Updated: February 2026

Data Controller: IE Kamil Fanisovich Gabdulkhakov, a registered Individual Entrepreneur (ИП) in the Kyrgyz Republic (INN/ИНН: 20502200440029), operating under the trading name "Smash AP" ("we," "us," "our").

This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit our website smashap.com (the "Site") and purchase or use our online Advanced Placement® (AP) exam preparation services (the "Services").

1. Scope and Acceptance

By using our Services, you consent to the data practices described in this policy. This policy applies to information we collect via the Site, through communications with you, and from our service providers. If you do not agree with our policies and practices, please do not use our Services.

We reserve the right to modify this Privacy Policy at any time. We will notify you of material changes by updating the "Last Updated" date and, where appropriate, through other notifications. Your continued use of the Services constitutes acceptance of the updated policy.

2. The Role of Paddle.com as Merchant of Record

Our payment processing and order fulfillment are handled by our authorized reseller, Paddle.com Market Ltd ("Paddle"). For all payment-related activities, Paddle acts as an Independent Data Controller and the Merchant of Record.

Payment Information: You provide payment details (e.g., credit card, PayPal information) directly to Paddle. We do not receive, process, or store your full payment card details or sensitive financial data.

Paddle's Privacy Policy: Paddle's collection and use of your data for payment processing, fraud prevention, and compliance are governed by their own Privacy Policy: https://www.paddle.com/legal/privacy.

Data We Receive: Following a successful transaction, Paddle provides us with the information necessary to grant you access to the Services, typically your name, email address, and the product purchased.

3. Information We Collect

3.1. Information You Provide Directly

Account & Contact Data: Name, email address, and parent/guardian contact information (if provided).
Profile & Academic Data: Your intended test dates, target scores, school grade level, and graduation year, which help us personalize the service.
Communication Data: Content of your messages when you contact us for support.
Coursework Data: Your responses to practice questions, progress through video lectures, and any work product you generate.

3.2. Information Collected Automatically

Technical Data: IP address, browser type, operating system, device information, and approximate location (derived from IP) for security, analytics, and functionality.
Usage Data: Pages visited, videos viewed, time spent, login/logout times, and feature usage. This helps us improve content and prevent credential sharing.
Cookies and Tracking Technologies: We use cookies and similar technologies to administer the Site, analyze trends, and personalize your experience. You can control cookie settings through your browser, but disabling them may impair site functionality.

4. How We Use Your Information

We use your personal information for legitimate business purposes, including:

To create and manage your account, provide the Services, and authenticate your access.
To communicate with you about your account, course updates, and critical service announcements.
To provide customer and technical support.
To analyze usage trends, improve our content, and develop new features.
To detect, prevent, and address fraud, security, or technical issues (e.g., unauthorized account sharing).
To comply with our tax, accounting, and other legal obligations as a registered entity in Kyrgyzstan.

5. Data Sharing and Disclosure

We do not sell or rent your personal information to third parties. We share data only as necessary:

With Paddle: As described in Section 2.
With Service Providers: We use secure third-party providers (hosting, email delivery, analytics) who act as Data Processors under our instructions.
With Payoneer (Our Payout Processor): To receive business revenues from Paddle. Payoneer does not receive your personal student data or payment details.
For Legal Compliance: We may disclose information if required by law, such as to comply with a subpoena or similar legal process, or to protect our rights, property, or safety.
Business Transfers: In connection with any merger, sale of company assets, or acquisition, your information may be transferred as a business asset, subject to the promises made in this policy.

6. International Data Transfers

Your personal information may be transferred to, and processed in, countries other than your country of residence (including the United States and the European Economic Area). We ensure all such transfers are protected by appropriate safeguards, such as standard contractual clauses approved by the European Commission, or the recipient's participation in adequacy frameworks like the EU-U.S. Data Privacy Framework.

7. Children's Privacy (COPPA Compliance)

Our Services are intended for high school students preparing for AP exams. We do not knowingly collect personal information from children under the age of 13.

If you are under 13, you may not use our Services or provide any information to us.
If you are a parent or guardian and believe your child under 13 has provided us with information, please contact us so we can delete it.
For users aged 13-16 (or the age of digital consent in your country), you must have your parent's or guardian's consent to use our Services and provide personal information.

8. Your Data Protection Rights

Depending on your location, you may have the following rights:

Right of Access: To request a copy of your personal data.
Right to Rectification: To correct inaccurate or incomplete data.
Right to Erasure ("Right to be Forgotten"): To request deletion of your data, subject to legal limitations (e.g., tax records).
Right to Restrict Processing: To request we temporarily stop processing some of your data.
Right to Data Portability: To receive your data in a structured, machine-readable format.
Right to Object: To object to our processing based on legitimate interests.
Opt-Out of Marketing: You can opt-out of promotional communications by using the "unsubscribe" link in emails or by contacting us.

To exercise any of these rights, please contact us using the details in Section 12. We will respond within one month. You also have the right to lodge a complaint with a supervisory authority in your country of residence.

9. Data Retention

We retain your personal data only as long as necessary:

Active Account Data: For the duration of your access period and for a reasonable time thereafter for support and legal purposes.
Inactive Accounts: Account data may be archived or anonymized after prolonged inactivity (typically 3 years).
Legal & Tax Records: Data required for our legal and tax obligations as an ИП in Kyrgyzstan will be retained for the period mandated by Kyrgyz law.

10. Data Security

We implement appropriate technical and organizational measures designed to protect the security of your personal information, including encryption, secure server hosting, and access controls. However, no method of transmission over the Internet is 100% secure.

11. Contact Information

For questions about this Privacy Policy or to exercise your data rights, please contact:

Data Protection Lead: Kamil Fanisovich Gabdulkhakov

Email: support@smashap.com

For all payment and billing-related data inquiries, please contact Paddle directly: Paddle.com Market Ltd, support@paddle.com.

Refund Policy for Smash AP

Last Updated: February 2026

This Refund Policy outlines the terms and conditions under which refunds are granted for purchases made on Smash AP, operated by IE Kamil Fanisovich Gabdulkhakov, a registered Individual Entrepreneur (ИП) in the Kyrgyz Republic (INN/ИНН: 20502200440029).

1. Merchant of Record

All payments for Smash AP courses are securely processed by our authorized online reseller, Paddle.com Market Ltd ("Paddle"). Paddle is the Merchant of Record for all transactions. This means Paddle handles all aspects of the sale, including payment processing, invoicing, tax compliance, and refund operations. For any billing-related inquiries or refund requests, you must contact Paddle directly.

2. 14-Day Money-Back Guarantee

We stand behind the quality of our educational materials. In alignment with Paddle's Buyer Protection Policy and consumer protection laws in many jurisdictions, we offer a 14-day money-back guarantee from the date of your original purchase.

Important Notice for Digital Content: Under regulations such as the EU Consumer Rights Directive (2011/83/EU), your right to cancel a digital purchase for a full refund is waived once you have begun downloading or streaming the content. By accessing (e.g., watching videos, downloading materials) more than a minimal portion of the course, you explicitly consent to the immediate performance of the service and acknowledge that your right to a standard withdrawal may be lost.

3. Eligibility for a Refund

To be eligible for a refund within the 14-day period, your request must meet the following general criteria:

Minimal Usage: You have accessed (streamed or downloaded) no more than 10% of the total course content.
Technical Failure: You experienced a significant, persistent technical issue with the platform that we could not resolve within 72 hours of your support report.
Material Non-Conformity: The course content materially differs from the description provided on our website at the time of purchase.

4. Non-Refundable Circumstances

Refunds will typically not be granted in the following situations:

Requests made after 14 days from the purchase date.
Evidence of abuse, fraud, or violation of our Terms of Service, such as:
- Sharing your account login credentials with others.
- Attempting to download or distribute course materials for unauthorized use.
If you have accessed a significant portion of the course (generally more than 10%) and are simply dissatisfied with your personal progress or outcomes.
A change of mind after consuming a substantial part of the content.

5. How to Request a Refund

Since Paddle is the Merchant of Record and holds the transaction funds, all refund requests must be submitted directly to Paddle.

Visit Paddle's Support Page: https://www.paddle.com/help/
Use their virtual assistant or contact form to initiate a refund request.
You may also use the "Contact Support" link found in your original purchase receipt email from Paddle.
Please have your Order ID (found in your receipt) and the email address used for the purchase ready.
Do not submit refund requests to our general support email, as we cannot process them directly.

6. Refund Processing

Approval: Once you submit a request to Paddle, they will review it against the terms of this policy. We may be consulted to verify your course usage.
Timeline: If approved, Paddle will process the refund to your original payment method. This typically takes 3–10 business days to appear in your account, depending on your bank or payment provider.
Amount: The refund will be for the full purchase price paid, minus any bank or payment processor fees that are non-recoverable. Please note that currency exchange fluctuations may cause the refunded amount in your local currency to differ slightly from the original charged amount.

7. Contact Information

For questions about this policy or issues with course access, you may contact us:

Support Email: support@smashap.com

For all payment and refund requests, you must contact Paddle directly as outlined in Section 5.